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What to know about New Jersey’s 2023 general election

What are the deadlines I need to know? Can I still register to vote?The voter registration deadline for the November general election has passed. Here’s where you can find out whether you are already a registered voter.Who can register to vote?Anyone who has been a U.S. citizen for at least 30 days before the election, is a resident of New Jersey, and is going to be at least 18 on or before Election D...

What are the deadlines I need to know?

Can I still register to vote?

The voter registration deadline for the November general election has passed. Here’s where you can find out whether you are already a registered voter.

Who can register to vote?

Anyone who has been a U.S. citizen for at least 30 days before the election, is a resident of New Jersey, and is going to be at least 18 on or before Election Day.

In 2019, the state restored the right to vote to people who are on probation and parole.

Can I still apply for a mail ballot?

Yes, you can.. The in-person application for mail in ballot must be received by 3 p.m. on Monday, Nov. 6

Qualified overseas civilian and military voters must apply to receive mail ballots electronically by Friday, Nov. 3.

Can I vote early in person?

New Jerseyeans who are registered to vote may do so in person at their county board of elections offices. Early voting for the primary election will open Saturday, Oct. 28, and continue through Sunday, Nov. 5.

Every county will provide registered voters with in-person early voting locations. Here’s a list of early voting locations. Early voting will be open from 10 am. to 8 p.m. Monday through Saturday, and 10 a.m. to 6 p.m. on Sunday.

When must mail or absentee ballots be received?

Voters have until 8 p.m. on Election Day to return their mail ballots to their county board of elections office in person. They can also drop off their ballots in one of their county’s secure ballot drop box locations.

Mail ballots must be postmarked by Election Day, and received by the county boards of elections on or before Monday, Nov. 13.

Vote-by-mail ballots cannot be returned to a voter’s polling location.

How will I know if my mail ballot was processed?

Voters can check the status of their mail ballots online.

What if I want to vote in person?

New Jerseyans who want to vote in person on Election Day can do so at their polling stations, which will be open from 6 a.m. until 8 p.m. Voters can find their polling places online.

Where is my polling place?

New Jersey voters can find their polling places online.

What if I received a mail ballot but want to vote in person?

If you have received your mail ballot but have not voted, you may only vote with a paper provisional ballot at your polling place.

What happens if I request a mail ballot and don’t receive it?

Voters who don’t receive their requested mail ballott, or don’t have it to surrender, may vote by provisional ballot at their polling place. The provisional ballots will be reviewed by the county board of elections post-Election Day to determine whether they will be counted.

Who is on the ballot?

In the Garden State, candidates are vying for state Senate and General Assembly seats. Here’s a full list of state Senate candidates and candidates running for General Assembly.

County commissioners are up for election as well. In Mercer County, voters will be electing the county executive.

To learn more about municipal elections, consult with your county election office.

N.J. voter info & resources

The best CD rates for New Jersey in February 2024

Now is a great time to put your money in a certificate of deposit (CD). Interest rates have been going up over the past two years, and CDs currently offer some of the highest rates available—much higher than you’ll get with a traditional savings account.Not sure how to find the best CDs near you? Don’t worry, we did the heavy lifting for you. In partnership with Curinos, a leading provider of banking...

Now is a great time to put your money in a certificate of deposit (CD). Interest rates have been going up over the past two years, and CDs currently offer some of the highest rates available—much higher than you’ll get with a traditional savings account.

Not sure how to find the best CDs near you? Don’t worry, we did the heavy lifting for you. In partnership with Curinos, a leading provider of banking data and analytics, we analyzed more than 20,000 data points to find the best CD rates in New Jersey and the U.S.

Keep in mind that our assessment of each institution isn’t exhaustive and our rankings focus solely on the APY.

Best CD rates in New Jersey overall

Compare rates from our partners

New Jersey has some of the best CD rates available today, but you don’t have to stop your search here. We curated some of the top CD accounts available nationwide from our partners.

Best CD rates in New Jersey by term

We worked with Curinos to identify the best CD rates in New Jersey by term, including 6-month, 1-year, and 5-year CDs.

If there are special requirements that must be met in order to open an account, they’ll be indicated in the “Notes” column (keep in mind this field may be blank). We recommend contacting the financial institution directly to confirm account details and requirements before opening a CD.

A 6-month CD is Ideal for savers who don’t want to lock up their funds for long. Earn a great rate on your deposit and have your funds back within a few months to use as you please.

By keeping your money on deposit a bit longer, you may be able to earn an even higher rate. A 1-year CD offers a great balance between higher earning opportunities without locking in your funds for too long.

If you prefer a set-it-and-forget-it approach to your savings, consider a 5-year CD. With a longer term, you can rest assured that your rate is guaranteed for next few years and your savings won’t be impacted by market fluctuations.

What is a certificate of deposit?

A certificate of deposit is a type of time deposit account offered by banks and credit unions. CDs often provide a higher interest rate in exchange for keeping your money on deposit for a predetermined period of time, known as the term. CD term lengths can range from a few weeks or months to several years.

The key feature of a CD is the fixed term, during which your interest rate is guaranteed and you agree not to withdraw your funds. If you do need to access the money before the CD matures, you'll likely face a penalty. Upon the CD's maturity, you have the option to withdraw your initial deposit, plus the accrued interest, or you can choose to renew or roll over the CD into a new term. CDs are considered a safe investment option, especially since they're typically insured by the government up to certain limits.

APY stands for Annual Percentage Yield. It represents the amount of interest you will earn on your deposit over a year, taking into account the effect of compounding interest. The higher the APY, the more interest you stand to earn.

CDs come in various types, each catering to different investment strategies and financial needs. Here are some of the most common types:

How to choose the best CD in New Jersey

There are over 50 FDIC-regulated banks in New Jersey and 150 NCUA-regulated credit unions. Here’s how to choose the right one for your needs:

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EDITORIAL DISCLOSURE: The advice, opinions, or rankings contained in this article are solely those of the Fortune Recommends editorial team. This content has not been reviewed or endorsed by any of our affiliate partners or other third parties.

Bernie Taupin will sign new memoir at Books & Greetings in Northvale

Bernie Taupin, best known as Elton John’s longtime songwriting partner, will sign copies of his new memoir, “Scattershot: Life, Music, Elton & Me” (Hachette, 416 pp., $32.50), Sept. 13 at the Books & Greetings bookstore in Northvale (Bergen County).For information, visit booksandgreetings.com.Accor...

Bernie Taupin, best known as Elton John’s longtime songwriting partner, will sign copies of his new memoir, “Scattershot: Life, Music, Elton & Me” (Hachette, 416 pp., $32.50), Sept. 13 at the Books & Greetings bookstore in Northvale (Bergen County).

For information, visit booksandgreetings.com.

According to promotional material for the book, which is scheduled to be published on Sept. 12:

From his childhood in the East Midlands of England whose imagination was sparked and forever informed by the distinctly American mythopoetics of country music and cowboy culture, to the glittering, star-studded fishbowl of ’70s and ’80s Beverly Hills, “Scattershot” is simultaneously a “Tom Jones”-like picaresque journey across a landscape of unforgettable characters, as well as a striking, first-hand account of a creative era like no other and one man’s experience at the core of it.

Taupin writes about encounters with famous musicians (John Lennon, Bob Marley, Frank Sinatra) and famous non-musicians (Graham Greene, Andy Warhol, Salvador Dalí). According to the promotional material, the cast of characters includes “scores of notable misfits, miscreants, eccentrics, and geniuses, known and unknown. Even if they’re not famous in their own right, they are stars on the page, and we discover how they inspired the indelible lyrics to songs such as ‘Tiny Dancer,’ ‘Candle in the Wind,’ ‘Bennie and The Jets,’ and so many more.”

In a promotional blurb for the book, Elton John raved, “This is the most glorious of books. I am besotted by the life I never knew he had.” And Pete Townshend said every page of the book “is a delight, a joy, a name-dropper fan’s delight. Divine. I couldn’t put it down.”

In addition to writing songs with Elton John, Taupin has written lyrics for songs recorded by artists such as Rod Stewart, Alice Cooper, Ringo Starr and Marianne Faithfull; recorded as a solo artist and a member of the band Farm Dogs; published a book of poetry; and displayed his visual art.

Visit scattershotbook.com for a list of all of Taupin’s United States book signings.

Piermont's Olar closed in January; good news for fans: It has reopened in Bergen County

Jeanne MuchnickThe wait is over.After closing its doors in Piermont last January, Olar has reopened across the border, in Northvale, New Jersey.The first day of business was Dec. 14.For now, the restaurant, called Olar Noso, serves dinner only with limited reservations as owner Miguel Dominguez wants to ensure everything, from the restaurant's popular artisan Neapolitan-styl...

Jeanne Muchnick

The wait is over.

After closing its doors in Piermont last January, Olar has reopened across the border, in Northvale, New Jersey.

The first day of business was Dec. 14.

For now, the restaurant, called Olar Noso, serves dinner only with limited reservations as owner Miguel Dominguez wants to ensure everything, from the restaurant's popular artisan Neapolitan-style pizzas to its service, is running smoothly.

One reason is that Dominguez has a lot more space to work with. In Piermont, he had an intimate 30-seat eatery with a brick dome oven taking up a bulk of the space; Olar Noso is an 80-plus seat dining room with the pizza oven front and center. There's also a separate cocktail lounge and a private dining room which will eventually be made into a wine cellar, bringing the total seat count at 230.

Blast from the past: Nostalgic restaurants make a comeback

Food news: Sign up for lohudfood newsletter

Ideas for guests: Restaurants that will wow your family and friends

What remains the same: A seasonally-driven menu specializing in Spanish and Mediterranean inspired dishes including grilled Iberian octopus, as Spanish fries, handcrafted pastas and those popular pizzas.

Another plus for diners, who used to drive up and down Piermont streets looking for parking: Olar Noso has its own parking lot.

If you go

Address: 493 Tappan Road, Northvale, New Jersey, 201-402-9355

Hours: 4 to 9 p.m. Sunday, Tuesday, Wednesday and Thursday, to 10:30 Friday and Saturday. Eventually they'll open seven days a week.

FYI: No outdoor dining.

Jeanne Muchnick covers food and dining. Click here for her most recent articles and follow her latest dining adventures on Instagram @lohud_food or via the lohudfood newsletter.

The James F. McGuire Memorial Senior Center in Northvale, NJ

"One of the Nicest Places in America"The James F. McGuire Memorial Senior Center is one of the “Nicest Places in America” because it welcomes all senior citizens to an inviting, friendly, and loving establishment for them to gather and enjoy themselves.Stories About The James F. McGuire Memorial Senior CenterI would like to take this opportunity to introduce myself. My name is Pam Carpanini and I am the director of The James F. McGuire Memorial Senior Center. I have been in this pos...

"One of the Nicest Places in America"

The James F. McGuire Memorial Senior Center is one of the “Nicest Places in America” because it welcomes all senior citizens to an inviting, friendly, and loving establishment for them to gather and enjoy themselves.

Stories About The James F. McGuire Memorial Senior Center

I would like to take this opportunity to introduce myself. My name is Pam Carpanini and I am the director of The James F. McGuire Memorial Senior Center. I have been in this position for two years, due to the unfortunate passing of the previous director. The past two years have been a dream come true for me personally. I have been blessed with numerous senior citizens from the Bergen County area. They are a group of loving, compassionate and appreciative individuals.

I have been a Northvale resident all of my life. It is a quaint town where its residents are family-oriented and always come together as a community — especially, if a misfortunate situation should arise.

The James F. McGuire Memorial Center was established in 1980 by James F. McGuire, who was a Northvale resident. His intention was to create an establishment where senior citizens could gather and enjoy themselves with various activities offered — and that is exactly what still exists today! Here are just a few of the various things we provide:

— Morning “chit chat”: Every morning, complimentary coffee and refreshments are provided. The residents gather around and enjoy their morning cup of coffee with each other, while socializing, doing crossword puzzles and the infamous Sudoku. Then they head off to the dining room for their daily lunch.

— Crocheting for a Cause Every Monday morning is our Crochet Club: This club is comprised of many gifted and talented ladies who handcraft beautiful afghans, baby blankets, shawls, hats, and scarves. These items are then donated to various organizations such as: the Veterans Home, nursing homes, homeless shelters, hospitals and churches. This skill is definitely one to be admired. I am so proud of these ladies for giving their time and talents to be shared with those in need.

— Let us Take the Wheel: Another service we offer is transportation utilizing our senior center van. Our van takes our senior citizens to and from doctor appointments, grocery shopping and to K-Mart. They thoroughly enjoy and appreciate being able to get to various places in which they may not be able to do so themselves.

— Celebrations Throughout the year: We celebrate all holidays. Catered food items, desserts and a DJ are also included. To witness the senior citizens up and on their feet dancing and singing makes my heart just smile. In fact, they often tell me that I have “breathed life into them again.” What a compliment and honor to receive.

— Matinee Movies: Complimentary movies are shown every Tuesday along with refreshments. I try my best to treat my seniors as often as possible — they so deserve it! I realize they are all on a fixed income and it brings me true pleasure when I can offer something to them at no charge.

— Fit & Fabulous: Various exercise programs are offered in which they take part in. Keeping them fit by stretching and moving helps them tremendously.

— Games Galore We also have a game room where at any given time, you will see ping-pong being played, Wii Bowling, Maj Jong, playing cards and puzzle making.

— Relax & Read a Good Book: Our tranquil in-house library room also gets utilized for taking in some reading and quiet time.

— Camp Northvale: For many years, students grades three through seven from the Northvale Public School attend Camp Northvale in the summer. These students join the senior citizens for a fun-filled morning of Bingo. They enjoy playing with them and interacting with them. They are extremely respectful and the seniors thoroughly enjoy their company. We are once again participating on July 11th. We are all looking forward to it.

— Emergency Shelter Facility: Our senior center is also utilized during emergency/catastrophic situations. A few years ago, when Hurricane Sandy hit, many people were without power. They were able to come to the center (where we have a generator), to eat, sleep and charge their cell phones. I recall two years ago that one of my members who suffered from breathing problems had lost power in his home. It was an extremely hot and humid day and it affected his breathing immensely. He contacted us and was transported here with his oxygen tank. Fortunately, we had power and he was kept cool and comfortable. I remember spending time with him, having wonderful conversations and had dinner for him. Needless to say, he was so grateful and appreciative.

— Stay Well: Each month, a podiatrist visits our facility and provides his service to our seniors. A registered nurse also provides a blood-pressure check for them as well. This is a very convenient service we offer.

— Guest Speakers: Throughout the year, various guest speakers provide informative presentations. Such as: medical/surgical options, nursing care facilities, legal advice, etc.

— Donations: I would also like to make mention which I think is very worthy, of substantial, monetary donations that have been made to the center with the unfortunate passing of members. Not only am I extremely grateful for these contributions, but I feel it demonstrates their true love and passion for this wonderful establishment. Since we are not state funded and have to rely on a very limited budget, therefore receiving donations helps us to continue offering as much as possible to our senior citizens.

— Monthly Newsletter: Each month, all members receive our monthly newsletter entitled “The McGuire Inquirer.” I personally put the newsletter together, which includes all of our activities, special events/speakers, daily lunch menu, movie schedule, etc.

If ever you are in Northvale, please feel free to come and visit us! Our doors are always open and you are always welcome!

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