It can be hard to hear for some, but getting older is just part of life. For many men, hitting a certain age signifies the beginning of a new chapter - where bucket list items are crossed off, and goals are accomplished. For others, however, aging is a scary prospect, filled with nagging injuries, embarrassing weight gain, and inability to perform intimately. Few things feel worse than realizing that you simply can't perform as you used to, whether on the basketball court or in the bedroom.
The reality is, as men get older and approach middle age, their testosterone levels drop. When a male's testosterone levels get lower, it can cause a slew of unwanted symptoms like:
If you have noticed any of the above symptoms and feel like you're just dragging yourself through life, don't lose hope. Many men around the country are experiencing the same feelings as you. Thankfully, you don't have to settle for the side effects of low testosterone. There are proven, easy steps that you can take to reverse the negative signs of aging. If you're ready to reclaim your youth and feel like you did in your 20s and 30s, testosterone replacement therapy (TRT) may be the perfect solution.
TRT bridges the gap between your old life and the happier, more vibrant version of you. That's where Juventee comes in - to facilitate your transition to a more youthful, fulfilling life and a brighter future. After all, aren't YOU supposed to be in charge of your wellness and health? With the Juventee team by your side, you'll have the tools to do so - backed by a personalized plan crafted by experts with more than 20 years of experience.
At Juventee, we propose a preventive and proactive medical approach to preserve optimal body function, with the best hormonal functioning to prolong vitality and youthfulness. Our specialty is Age Management, which is based on the belief that balance is the key to wellness. We employ the most innovative science, offering treatments like TRT in Northvale, NJ, and other clinical products with proven efficacy.
Living a younger, healthier, and longer life is a frequent commitment for Juventee's team of specialists. We are experts at designing customized programs that work synergistically with your body and brain. We love incorporating smart nutrition, hormonal balance, exercise, stress management, cognitive health, and lifestyle changes into our treatment programs. We also implement sciences such as testosterone replacement therapy to achieve verifiable, legitimate results.
Our doctors take differing approaches to care but share the single goal of prolonging your youth and vitality. With that goal in mind, Juventee was born from the hands of its partners, who want you to feel full strength, energy, joy, confidence, and wellbeing.
testosterone levels. Unfortunately, when a man loses too much testosterone, it results in a condition called hypogonadism. Also called "Low T," testosterone loss due to hypogonadism must be replenished, or the male suffers from difficult, even debilitating symptoms.
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What pops up in your head when you think about testosterone? Many people associate testosterone with being overly aggressive, macho, and violent. However, the truth is that testosterone is a critical hormone for men and affects the male lifespan from puberty through old age. As a sex hormone, male testosterone is produced through the testicles. It becomes most prevalent during puberty.
Testosterone production is controlled by the pituitary gland at the base of a man's brain. This gland sends signals to the testes, which in turn produce testosterone. A feedback loop helps regulate the amount of testosterone in the blood. When levels are too high, the brain orders the pituitary gland to restrict production.
Cholesterol synthesizes the testosterone in your body. However, having high cholesterol doesn't mean you have high testosterone levels, too. T levels are too carefully controlled by your pituitary gland for cholesterol to raise testosterone levels.
During puberty, testosterone helps males develop:
Testosterone replacement is exactly what its name implies. It's a therapy for men that replaces diminished testosterone levels, which helps balance your hormones and ultimately improves your life. Also called androgen replacement therapy, TRT alleviates many of the side effects that men suffer from as a result of low testosterone.
Testosterone was originally synthesized in a lab in 1935. Its popularity has grown since, and today, it is among the most promising doctor-prescribed treatments for men in the United States.
So, how does testosterone replacement therapy work? TRT essentially gives you the testosterone needed to be healthy and have a properly functioning body. As the primary androgen for males, testosterone has a role in the natural processes your body needs for overall health. This extra hormonal intake positively affects patients and their general health, preventing diseases such as osteoporosis, cardiac diseases, and more.
Though there is an abundance of testosterone in your system throughout puberty and into your 20s, it gradually depletes with age. Sometimes, serious injuries and long-term conditions like diabetes affect testosterone levels. Unfortunately, when a man loses too much testosterone, it results in a condition called hypogonadism. Also called "Low T," testosterone loss due to hypogonadism must be replenished, or the male suffers from difficult, even debilitating symptoms.
Though some symptoms of low T are abundantly evident, not all men can immediately tell they may need TRT. If you're unsure, ask yourself these questions:
If you answered yes to any of those questions, it could be time to contact Juventee about a personalized TRT plan. Still unsure if you're experiencing symptoms of low T? We have compiled a more extensive list of signs below:
Low energy used to be considered a normal part of aging. Today, most doctors know better. Modern advances in medicine show that lack of energy and low T often go hand-in-hand.
If it's a huge struggle to keep up with your kids on the soccer field, or you just don't have the energy to be active, you may have low testosterone. Getting tired is normal, but if it's an ongoing problem affecting you and your family, it's time to consult a doctor.
Whether you're having a tough time getting through your day or can't finish normal activities, TRT in Northvale, NJ could be the solution.
You would think that lowered libido would be easy to pick up on, but when it happens gradually, it can be more difficult to diagnose. With that said, many men use TRT because they've lost that "spark" in the bedroom. It's not easy for a man to hear that they're not pleasing their partner because intimacy is an important part of a relationship.
The good news? Having a low libido doesn't have to be permanent. TRT treatments can help revert hormone levels to their normal range, making for a more enjoyable sex life.
If you're like millions of other men, hair loss is an unfortunate reality you don't want to think about. Closely related to hormone imbalances and testosterone decline, hair loss is about as distressing as it gets. This common symptom is often related to DHT - a derivative of testosterone that can cause hair follicles to die.
Thankfully, a carefully monitored TRT regimen can help restore hair, especially when combined with methods like plasma-rich therapy. While it's true that you can't change your genes, you can change the effects of low testosterone in your body, so hair loss isn't your only reality.
Weak erections - it's an uncomfortable subject for men to talk about. It's even worse to experience the symptom in the heat of the moment. Despite being very common, men shame themselves when they can't achieve an erection. And while there are many reasons for this malady, low testosterone is often a contributing factor.
Fortunately, you don't have to live with weak erections forever when you balance your hormones with a personalized TRT treatment plan from Juventee.
You're feeling down about everything and can't figure out why you feel crummy about life. You're successful at work but feel unaccomplished. If you're experiencing symptoms like these, you may be depressed - and it could be stemming from low testosterone.
Studies show that men with depression and high cortisol levels also commonly have low testosterone. Because higher cortisol levels can lead to low T, the chances of severe depression increase.
Depression is a very real disorder and should always be diagnosed and treated by your doctor. One treatment option, when used in conjunction with therapy, is TRT. When TRT is used to replenish hormone levels, men enjoy a lighter, more optimistic mood. That's great news for depressed men who have had little-to-no success with powerful anti-depression meds.
Experts have found that men who lose a week's worth of sleep may experience a drop in testosterone by as much as 15%. These findings are alarming and may suggest that sleep loss lowers T levels and affects wellbeing.
If you find yourself exhausted at the end of the day but toss and turn all night long, it could be time to have your testosterone levels checked. TRT may restore your testosterone levels which can help you sleep better with proper exercise and diet.
Are you struggling to lift weights in the gym or find that you can't pick up items that used to be easy to lift? Studies show that inactive men can lose .5% of muscle strength each year after the age of 25. When you hit 60, muscle loss doubles every ten years. While muscle loss is common with age, it can also be linked to low T.
Testosterone is a crucial piece needed for building and retaining muscle mass. That's why many doctors are prescribing TRT for males experiencing sharp declines in strength and muscle mass. Whether your workouts are losing steam or you're having problems lifting items that aren't very heavy, don't blame it all on age. You could be suffering from hypogonadism.
Nobody likes to gain weight, even though our society is more accepting of overweight people than ever before. Despite diets and carb cutting, many men aren't able to get rid of excess belly and body fat, increasing the chances of heart disease and cancer.
Sometimes, male weight gain isn't caused by sweets and carbs but by hormone imbalances that slow the metabolism. This phase of life is called andropause and occurs when testosterone levels are low. Combining a low metabolism with other symptoms like high cortisol levels can be a recipe for a double-chinned disaster. Fortunately, TRT treatments and physician-led weight loss programs can correct hormone imbalances and lead to healthy weight loss for men.
The enlargement of male breast tissue, also called "man boobs," is a fairly common condition that many men have. Though it is closely associated with diet and other life choices, increased fatty tissue is often caused by hormonal imbalances.
If you're approaching middle age and you're embarrassed by having large breasts, don't lose hope. TRT is a safe, effective way to eliminate the underlying cause of gynecomastia without invasive surgery. With a custom HRT and fitness program, you can bring your testosterone and estrogen levels back to normal before you know it.
The human body is amazing in so many ways. Still, we have to optimize it every now and then using science, medicine, and hard work. After 40, you may notice that your body is changing, but symptoms like low libido and lack of motivation don't have to be permanent. Juventee has the team, tools, and experience to help recapture your youth and feel better than ever before.
If you're getting older and you're worried about low testosterone, give our office a call today. It would be our pleasure to care for you using the highest quality products, backed by research and applied by professionals with your best interests in mind.
Whether you need a boost to help you get through your busy work week or a natural solution to an embarrassing problem like ED, we're here for you. Our doctors will explain your treatment options in-depth and take as much time as you need to feel comfortable and confident about TRT. Remember, when you treat your body with love and care, it will reciprocate generously. Let our team teach you the techniques to prolong your sense of youth and provide you with the treatment to solidify your wellbeing as you age with grace. Contact Juventee today. By tomorrow, you'll be one step closer to meeting the best version of yourself.
New Jersey officials have lifted a stop-work order for 27 Boston Market locations in the state after they were told to shut down last month over unpaid wages.The state Labor Department last month cited the fast-food chain for $2.5 million in unpaid wages, damages, fees and penalties, and ordered the stores to shut down.On Thursday, the ...
New Jersey officials have lifted a stop-work order for 27 Boston Market locations in the state after they were told to shut down last month over unpaid wages.
The state Labor Department last month cited the fast-food chain for $2.5 million in unpaid wages, damages, fees and penalties, and ordered the stores to shut down.
On Thursday, the state said it would allow the locations to reopen, after recouping more than $630,000 in back pay for 314 workers. Labor Department spokesperson Thomas Wright declined to say what had happened to the rest of the damages cited last month but added that the investigation was "ongoing."
“We’re glad this investigation resulted in every dollar making it into the pockets of those who earned the money," state Labor Commissioner Robert Asaro-Angelo said in a statement Thursday. “Hopefully this action puts other bad actors on notice: ‘if you don't pay your workers, we will shut you down.’"
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Boston Market CEO Jignesh "Jay" Pandya, wh purchased the chain in 2020, confirmed that the New Jersey stores had reopened, according to industry news site Restaurant Business.
Stop-work orders are initiated by the state Labor Department to “halt work being performed in a manner that exploits workers, or is otherwise noncompliant with state laws and regulations," Labor officials previously said.
Officials first received a complaint in November 2022 from a Boston Market worker in Hamilton Township, whom the Thursday press release did not identify. Since then, there have been nearly three dozen additional complaints, the state said.
According to Nation’s Restaurant News, Boston Market faces a slew of lawsuits from unpaid vendors and ex-employees. Many current and former executives the outlet interviewed have questioned the chain’s ability to survive since it was bought by Pandya's Rohan Group in 2020.
The New Jersey shutdown came after the chain closed locations in Central and South Jersey. Boston Market was earlier evicted from Howell and Toms River locations for failure to pay rent.
The company faces an $11 million suit by food distributor U.S Foods over unpaid bills, according to another industry news site, Restaurant Dive.
Between 2007 and 2013, Boston Market closed 630 of its 1,000 locations without opening a single store, according to the outlet.
The Labor Department statement said one of the Boston Market employees to raise concerns was Cathy Grimes, who managed 12 workers at a restaurant in East Hanover in Morris County. All went without paychecks, despite "dutifully" going to work every day, the department said.
Grimes praised the state's efforts: "We got all the wages — between us about $15,000. The owner really took notice when the Department of Labor got involved,” she said in the statement.
The locations where the stop-work orders were issued were as followed:
Daniel Munoz covers business, consumer affairs, labor and the economy for NorthJersey.com and The Record.
NEW JERSEY — As has become traditional on Veterans Day, several New Jersey restaurants are offering free deals and discounts to veterans and members of the military.Veterans Day is always Nov. 11, which falls on a Saturday this year. Some of the deals start before or extend beyond the actual holiday.Replacing the former Armistice Day, which commemorated the end of World War I, Veterans Day became an official holid...
NEW JERSEY — As has become traditional on Veterans Day, several New Jersey restaurants are offering free deals and discounts to veterans and members of the military.
Veterans Day is always Nov. 11, which falls on a Saturday this year. Some of the deals start before or extend beyond the actual holiday.
Replacing the former Armistice Day, which commemorated the end of World War I, Veterans Day became an official holiday in 1954 to thank and honor all of those who have served honorably in the military, whether in wartime or peacetime.
In most cases, the deals are extended beyond veterans to active members of the military and to their spouses and families in some cases. Most require some type of proof of military service, such as a military ID card or a Veterans Administration benefits card.
As curated from Military.com, a news and resource website for members of the military and veterans, deals in New Jersey include:
Anthony’s Coal Fired Pizza: Veterans and active-duty military get a free 12-inch pizza on Nov. 11 (dine-in only).
Applebee’s: Active-duty military, veterans, reserves and National Guard get a complimentary full-size entrée from a special menu and other perks on Nov. 11 (dine-in only).
Bar Louie: Active-duty military and veterans get a free Craft Burger on Nov. 11 (dine-in only).
BJ’s Restaurant and Brewhouse: Free Chocolate Chunk Pizookie with any $9.95 purchase and additional perks with a $14.95 purchase.
Bob Evans: Veterans and active-duty military get a free meal from a select menu on Nov. 11 (dine-in only).
Bonefish Grill: Active-duty service members and veterans get a complimentary order of Bang Bang Shrimp with a soft beverage on Nov. 11
Buffalo Wild Wings: Veterans and active-duty service members get a free order of 10 Boneless Wings and Fries on Nov. 11 with a valid ID. (Dine-in only, except at “go” locations, which will recognize the deals on walk-in orders placed at the counter).
Carrabba’s Italian Grill: Veterans and active-duty military get a complimentary dine-in appetizer or dessert paired with a soft drink on Nov. 11.
Charleys Cheesesteaks: Veterans and active-duty military get free Gourmet Fries in-store with no purchase necessary on Nov. 11 at participating locations.
Chili’s: Veterans and active-duty service members get a free meal from a select menu on Nov. 11 (dine-in only).
Dave & Buster’s: Veterans get a free entree (up to $20) and a free $10 Power Card on Nov. 11.
Denny’s: All active and retired military personnel get a free Original Grand Slam from 5 a.m. to noon Friday, Nov. 10 (dine-in only).
Dickey’s Barbecue Pit: Veterans and active-duty military get a free pulled pork sandwich on Nov. 11 (in-store or through the online app for carryout).
Dunkin’: Veterans and active-duty military get a free doughnut of their choice on Nov. 11 (in-store only).
Einstein Bros. Bagels: Veterans and active-duty military get a free hot or iced coffee (any size) with an in-store purchase on Nov. 11.
The Greene Turtle: Veterans receive a free meal up to $15 on Nov. 11 (dine-in only).
Hooters Restaurants: Active-duty military and veterans get a free entrée from a special menu with the purchase of a beverage on Nov. 11 (dine-in only).
Huddle House: Active-duty military members and veterans get a free MVP meal on Nov. 11.
IHOP: Veterans and active-duty military get free Red, White, & Blueberry Pancakes or Pancake Combo from 7 a.m.-7 p.m. on Nov. 11 (dine-in only).
Kings Family Restaurant: Veterans and active-duty military members get a free meal from a select menu on Nov. 13.
Logan’s Roadhouse: Veterans and active-duty military personnel get a free meal from 11 a.m.-3 p.m. on Nov. 11 (dine-in only).
Menichie’s Frozen Yogurt: Veterans and active-duty military get their first 6 ounces of Froyo free on Nov. 11.
Mission BBQ: Veterans get a free sandwich on Nov. 11.
O’Charley’s: Veterans and active-duty military can order one free entrée from the special menu and/or receive a free slice of pie at dinner from 11 a.m.-4 p.m. Nov. 10-11 (dine-in only).
Outback Steakhouse: Active-duty military and veterans get a free Bloomin’ Onion and beverage with the purchase of an adult entrée on Nov. 11 (dine-in only).
Pilot Flying J: Service members and their families get a free meal Nov. 10-12 through a special offer in the app.
Playa Bowls: Veterans get a free bowl on Nov. 11 (in-shop only).
Red Lobster: Veterans, active-duty military and reservists get free printed meal vouchers for Veterans Shrimp & Chips from 11 a.m.-4 p.m. on Nov. 11.The voucher can be redeemed Nov. 13-Dec. 10 (dine-in only).
Red Robin: Veterans and active-duty military get a complimentary Red's Big Tavern Burger with an endless side of steak fries on Nov. 11 (dine-in only).
Smoothie King: Active-duty military and veterans get a free smoothie from one of three red, white, and blue smoothies on Nov. 11.
Starbucks: Veterans, active-duty military personnel and their spouses get a free 12-ounce hot or or cold brewed coffee on Nov. 11.
TCBY: Veterans and active military personnel get their first 6 ounces of frozen yogurt for free on Nov. 11.
Uno Pizzeria & Grill: Veterans and active-duty military get a free meal on Nov. 11.
White Castle: Veterans and active-duty military get a free individual combo meal or a breakfast combo meal on Nov. 11 (dine-in only).
bb.q Chicken: Veterans and active-duty military get 25 percent off all orders placed in-store on Nov. 11.
Joe’s Crab Shack: Veterans get 20 percent off their meal from 11 a.m.-3 p.m. Nov. 11 (dine-in only).
Kona Grill: Veterans and active-duty military receive 50 percent off food from Nov. 10-13.
McCormick & Schmick's Seafood Restaurants: Veterans, National Guard, Gold Star Parents, and Gold Star Spouses can enjoy a select half-priced entrée on Nov. 12 (dine-in only).
Military.com has more specifics about each of the deals and is updating its site daily as more eateries confirm their 2023 Veterans Day plans.
Calling all athletes! For kids who want to play sports all.day.long, hone their skills for the fall season, or just get out some energy during the day, we rounded up the best in class sports summer camps in Bergen County, NJ for the athletes in your home.Northern Valley Sports Academy Based in their 17,500 sq. ft. fully climate-controlled facility, your sports-loving kid will love the All-Sports Camp which will teach them skills and sp...
Calling all athletes! For kids who want to play sports all.day.long, hone their skills for the fall season, or just get out some energy during the day, we rounded up the best in class sports summer camps in Bergen County, NJ for the athletes in your home.
Northern Valley Sports Academy Based in their 17,500 sq. ft. fully climate-controlled facility, your sports-loving kid will love the All-Sports Camp which will teach them skills and sportsmanship in a fun, positive social setting. Kids at all skill levels will enjoy a new and different experience each day, keeping them engaged through activities, games and team building such as relay races, obstacle courses, color war, dodgeball, gaga and more. Plus campers will have fun participating in traditional sports like soccer, baseball, basketball and lacrosse with the opportunity to choose a sport to focus on for further instruction from a counselor that specializes in that sport. (100 Oakland Ave., Closter, NJ, 201-750-3275, ages 5–13; camp runs from June 24-August 30).
Neil Klatskin Summer Camps at the Kaplen JCC on the Palisades In addition to traditional day camp offerings, Neil Klatskin Camps at the Kaplen JCC on the Palisades include sports-centered options where kids can develop their skills at a specific game or get a taste of a variety of them. Choose from a two-week intensive Basketball Camp for grades 3 to 8, Tennis Camp for the same ages, or participate in a variety of sports like soccer, floor hockey, lacrosse, football, general fitness, and more at the Sports Camp Plus for grades 3 to 8 and Jr Sports Camp Plus for grades 1 to 2. Kids will stay active while having fun, meeting other campers, and gain confidence. (411 East Clinton Ave,. Tenafly)
World Class Soccer Camp It's soccer mania all summer long at this specialized soccer training program with weeks offered at the best local fields all over Bergen County NJ and just outside. Expect top trainers and elite players and a day chock full of skills and drills and competitive play to have them ready for fall's soccer season. (Camp runs from June – late August, various locations throughout Bergen County)
Elite Gymnastics With half-day instructional camps, one hour specialty camps and 30-minute swim lessons, Elite has a program for every little camper ages 6 months and up. Kids will enjoy gymnastics and cheer camps, the NinjaZone, Tumbletrak, Air Track and Foam Pit and parents will enjoy mornings knowing their kids are in good hands. (80 5th Avenue, Hawthorne; 973-423-4040; please see website for dates)
Bergen County Equestrian Summer Camp Experienced riders and novices will gain experience with horseback riding plus old-fashioned summer fun. Campers will learn horse and pony safety, barn behavior, equine knowledge and horsemanship skills, and receive a one-hour riding lessons based on skill level. Other outdoor activities include games, scavenger hunts, sprinkler play, face painting, and pizza Fridays. Campers will leave with a true appreciation of nature and love of these beautiful animals. (40 Fort Lee Rd., Leonia, 201-336-3370, [email protected], camp 2024 dates TBD)
Sports Camps at the Superdome The massive Waldwick and Fair Lawn activities mecca offers an all sports day camp for kids who love playing a variety of sports such as football, soccer, lacrosse, dodgeball, kickball, wiffleball and so much more. Arts and Crafts and other non-sport activities are also available throughout the day. For kids who want to focus on improving their specific sports skills, campers can partake in their soccer camp, flag football camp, lacrosse camp, baseball/softball camp, dance camp, and field hockey camp. where they will have to opportunity to learn top coaches, refine their skills under the dome and on outdoor fields. (134 Hopper Ave, Waldwick, 201-444-7660, 21-05 Marlot Ave., Fair Lawn, all sports and soccer camp runs late June 19-September 1, weekly sessions)
STACK Make your kids' summer hoop dreams come true at STACK Basketball Camp for ages 6-14. Their 15,000 square foot facility specializes in AAU basketball teams, where players get individual skill work such as ball handling drills, defensive drills and shooting drills. Sports performance training is also incorporated into the daily schedule to boost speed, ability and strength. Kids are grouped by age and play in friendly and competitive games throughout the day. (101 Corporate Dr., Mahwah, 201-684-9190, [email protected], camp runs in weekly sessions from June 24-August 30)
High Exposure Summer Camp If you have a high-energy child at home with a love of climbing, outdoor adventures, and more, check out High Exposure's camp offerings. Every day is packed with activities like rock climbing, ninja warrior courses, races, fun in their Nerf room, archery, crafts, and time spent around the bonfire. Kids ages 5 to 13 are welcome, and the climbing spot offers flexible half- and full-day options. (266 Union St., Northvale, 201-768-8600, [email protected], camp runs from June 24-August 30)
What are the deadlines I need to know? Can I still register to vote?The voter registration deadline for the November general election has passed. Here’s where you can find out whether you are already a registered voter.Who can register to vote?Anyone who has been a U.S. citizen for at least 30 days before the election, is a resident of New Jersey, and is going to be at least 18 on or before Election D...
The voter registration deadline for the November general election has passed. Here’s where you can find out whether you are already a registered voter.
Anyone who has been a U.S. citizen for at least 30 days before the election, is a resident of New Jersey, and is going to be at least 18 on or before Election Day.
In 2019, the state restored the right to vote to people who are on probation and parole.
Yes, you can.. The in-person application for mail in ballot must be received by 3 p.m. on Monday, Nov. 6
Qualified overseas civilian and military voters must apply to receive mail ballots electronically by Friday, Nov. 3.
New Jerseyeans who are registered to vote may do so in person at their county board of elections offices. Early voting for the primary election will open Saturday, Oct. 28, and continue through Sunday, Nov. 5.
Every county will provide registered voters with in-person early voting locations. Here’s a list of early voting locations. Early voting will be open from 10 am. to 8 p.m. Monday through Saturday, and 10 a.m. to 6 p.m. on Sunday.
Voters have until 8 p.m. on Election Day to return their mail ballots to their county board of elections office in person. They can also drop off their ballots in one of their county’s secure ballot drop box locations.
Mail ballots must be postmarked by Election Day, and received by the county boards of elections on or before Monday, Nov. 13.
Vote-by-mail ballots cannot be returned to a voter’s polling location.
Voters can check the status of their mail ballots online.
New Jerseyans who want to vote in person on Election Day can do so at their polling stations, which will be open from 6 a.m. until 8 p.m. Voters can find their polling places online.
New Jersey voters can find their polling places online.
If you have received your mail ballot but have not voted, you may only vote with a paper provisional ballot at your polling place.
Voters who don’t receive their requested mail ballott, or don’t have it to surrender, may vote by provisional ballot at their polling place. The provisional ballots will be reviewed by the county board of elections post-Election Day to determine whether they will be counted.
In the Garden State, candidates are vying for state Senate and General Assembly seats. Here’s a full list of state Senate candidates and candidates running for General Assembly.
County commissioners are up for election as well. In Mercer County, voters will be electing the county executive.
To learn more about municipal elections, consult with your county election office.
Now is a great time to put your money in a certificate of deposit (CD). Interest rates have been going up over the past two years, and CDs currently offer some of the highest rates available—much higher than you’ll get with a traditional savings account.Not sure how to find the best CDs near you? Don’t worry, we did the heavy lifting for you. In partnership with Curinos, a leading provider of banking...
Now is a great time to put your money in a certificate of deposit (CD). Interest rates have been going up over the past two years, and CDs currently offer some of the highest rates available—much higher than you’ll get with a traditional savings account.
Not sure how to find the best CDs near you? Don’t worry, we did the heavy lifting for you. In partnership with Curinos, a leading provider of banking data and analytics, we analyzed more than 20,000 data points to find the best CD rates in New Jersey and the U.S.
Keep in mind that our assessment of each institution isn’t exhaustive and our rankings focus solely on the APY.
New Jersey has some of the best CD rates available today, but you don’t have to stop your search here. We curated some of the top CD accounts available nationwide from our partners.
We worked with Curinos to identify the best CD rates in New Jersey by term, including 6-month, 1-year, and 5-year CDs.
If there are special requirements that must be met in order to open an account, they’ll be indicated in the “Notes” column (keep in mind this field may be blank). We recommend contacting the financial institution directly to confirm account details and requirements before opening a CD.
A 6-month CD is Ideal for savers who don’t want to lock up their funds for long. Earn a great rate on your deposit and have your funds back within a few months to use as you please.
By keeping your money on deposit a bit longer, you may be able to earn an even higher rate. A 1-year CD offers a great balance between higher earning opportunities without locking in your funds for too long.
If you prefer a set-it-and-forget-it approach to your savings, consider a 5-year CD. With a longer term, you can rest assured that your rate is guaranteed for next few years and your savings won’t be impacted by market fluctuations.
A certificate of deposit is a type of time deposit account offered by banks and credit unions. CDs often provide a higher interest rate in exchange for keeping your money on deposit for a predetermined period of time, known as the term. CD term lengths can range from a few weeks or months to several years.
The key feature of a CD is the fixed term, during which your interest rate is guaranteed and you agree not to withdraw your funds. If you do need to access the money before the CD matures, you'll likely face a penalty. Upon the CD's maturity, you have the option to withdraw your initial deposit, plus the accrued interest, or you can choose to renew or roll over the CD into a new term. CDs are considered a safe investment option, especially since they're typically insured by the government up to certain limits.
APY stands for Annual Percentage Yield. It represents the amount of interest you will earn on your deposit over a year, taking into account the effect of compounding interest. The higher the APY, the more interest you stand to earn.
CDs come in various types, each catering to different investment strategies and financial needs. Here are some of the most common types:
There are over 50 FDIC-regulated banks in New Jersey and 150 NCUA-regulated credit unions. Here’s how to choose the right one for your needs:
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EDITORIAL DISCLOSURE: The advice, opinions, or rankings contained in this article are solely those of the Fortune Recommends™ editorial team. This content has not been reviewed or endorsed by any of our affiliate partners or other third parties.